{"id":200527,"date":"2025-11-06T12:00:00","date_gmt":"2025-11-06T12:00:00","guid":{"rendered":"https:\/\/dev2.invl.com\/?p=200527"},"modified":"2025-11-06T13:15:00","modified_gmt":"2025-11-06T13:15:00","slug":"maib-posts-a-record-eur-704-million-net-profit-in-the-first-nine-months","status":"publish","type":"post","link":"https:\/\/dev2.invl.com\/en\/maib-posts-a-record-eur-704-million-net-profit-in-the-first-nine-months\/","title":{"rendered":"Maib posts a record EUR 70.4 million net profit in the first nine months"},"content":{"rendered":"<p><strong>Maib, Moldova\u2019s largest commercial bank \u2014 one of whose shareholders is Invalda INVL, the leading asset management group in the Baltics \u2014 earned MDL 1.38 billion (EUR 70.4 million) in unaudited net profit during the first nine months of this year, up 25.6% compared with the same period last year.<\/strong><\/p>\n<p>\u201cDuring the first nine months of the year, maib continued to grow successfully, with steadily increasing loan and deposit portfolios reflecting strong client confidence. The bank is actively investing in further growth \u2014 it has launched online business lending and joined the Single Euro Payments Area (SEPA),\u201d said Vytautas Plunksnis, Chairman of the Supervisory Board at maib and Head of Private Equity at INVL Asset Management.<\/p>\n<p>For January\u2013September, the bank\u2019s net interest income reached MDL 2.2 billion (EUR 113.8 million), up 31.7% compared with the same period in 2024. Net fee and commission income stays flat, to MDL 399 million (EUR 20.4 million), while other income increased by 22.2% to MDL 678 million (EUR 34.7 million).<\/p>\n<p>As of the end of September 2025, the bank\u2019s loan portfolio stood at MDL 36.6 billion (EUR 1.87 billion), up 32.3% year-on-year. Loans to businesses grew by 22.9% year-on-year, while the retail loan portfolio expanded by 47.2%.<\/p>\n<p>Customer deposits reached MDL 48.7 billion (EUR 2.5 billion) as of the end of September 2025, rising by 9.6% year-on-year.<\/p>\n<p>As of September 2025, maib\u2019s total assets amounted to MDL 64 billion (EUR 3.3 billion), 9.7% higher than a year earlier, its capital adequacy ratio stood at 20.7%, and its liquidity coverage ratio was 284.4%. The bank\u2019s trailing 12-month return on equity (ROE) at the end of September was 20.3%.<\/p>\n<p>Last year, maib earned MDL 1.41 billion (EUR 73.4 million) in audited net profit \u2014 15.5% higher than in 2023.<\/p>\n<p><strong>About maib<\/strong><\/p>\n<p>Maib is the largest bank in Moldova. As of 30 September 2025, it accounted for 35.3% of the country\u2019s bank assets market and 37.7% of loans. The bank serves more than a third of the people in Moldova and is one of the country\u2019s largest employers. In 2024, for the sixth consecutive year, The Banker \u2013 a magazine published by The Financial Times \u2013 named maib the best bank in Moldova and Global Finance named maib the best sustainable bank in the country.<\/p>\n<p>Since 2018, maib\u2019s largest shareholder is a consortium of investors consisting of the European Bank for Reconstruction and Development, Invalda INVL \u2013 the leading Baltic asset management group, and Horizon Capital \u2013 a private equity fund manager focused on emerging Europe.<\/p>\n<p><strong>About Invalda INVL Group<\/strong><\/p>\n<p>Invalda INVL is the leading Baltic asset management group with a track record spanning over 30 years. The group\u2019s companies manage or have under supervision more than EUR 2 billion of assets across multiple asset classes including private equity, forests and agricultural land, renewable energy, real estate as well as private debt. The group\u2019s scope of activities also includes family office services in Lithuania, Latvia and Estonia, management of pension funds in Latvia, and investments in global third-party funds.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Maib, Moldova\u2019s largest commercial bank \u2014 one of whose shareholders is Invalda INVL, the leading asset management group in the Baltics \u2014 earned MDL 1.38 billion (EUR 70.4 million) in unaudited net profit during the first nine months of this year, up 25.6% compared with the same period last year. \u201cDuring the first nine months [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":200525,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[313],"tags":[369],"class_list":["post-200527","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-invl-special-opportunities-fund","tag-private-equity"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - 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